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Disaster Guide: Insurance

Photo and video inventories
If you don't know what you've lost, you can't replace it. To save time, take inventory by using a still camera or a video camera. A stack of pictures or a tape will make it very easy for you to recall your belongings.

Follow these tips:

  • Take several overall "wide shots" of each room so that you can create a panoramic view of what the entire room looked like.
  • Photograph each piece of valuable furniture including everything from tables to chairs, ceiling lamps to rugs, window dressings to art.
  • Open every drawer, cabinet, closet and storage area and photograph their contents.
  • Specifically photograph (several shots) anything that is a collectible such as a stamp collection coin set, etc.
  • Specifically photograph (several shots) any jewelry (rings, watches, etc.)
  • Specifically photograph the serial number of each and every device (computer, TV, VCR, etc.) that has a serial number. (If it's too small to photograph, write the number down in large letters and then photograph that.)
Remember: Never keep your inventory list, tape or pictures in the same place as what you are documenting. Put them in a safe deposit box or with a friend or relative out of the area.


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